Payment processing in Spain
The commission fee consists of a commission fee charged by a bank or system and the Paysera commission fee.
Payment initiation service (PIS)
| Payment type | Description | Percentage | Minimum fee | Maximum fee | Fixed fee |
|---|---|---|---|---|---|
 ING bank Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD*) |
0,00% | - | 0,00 EUR | - |
 Revolut Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Unicaja Banco Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Banco de Sabadell Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Banco Santander Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Banco Bilbao Vizcaya Argentaria Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Caja Rural Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Kutxabank Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Ibercaja Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 Bankinter Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
 CaixaBank Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD) |
0,00% | - | 0,00 EUR | - |
* If an automated PIS payment fails due to technical problems at Paysera or the selected bank, the payer will be provided with instructions to perform the payment.
Since the payment will be performed between banks of different SEPA countries, it will be credited in 1 business day.
Bank Link Service and Other Payment Methods
| Payment type | Description | Percentage | Minimum fee | Maximum fee | |
|---|---|---|---|---|---|
 Paysera Bank Link service |
No payment reservation. The fee will be returned to the Paysera client as a cashback for the purchase. Payment is credited in 1 min. |
1,0% | - | 0,50 | |
 Banks of Spain |
No payment reservation. Payment is credited in 1 BD (in rare cases up to 3 BD) |
1,0% | 0,20 EUR | - | |
 SafetyPay |
No payment reservation. Payment crediting time – up to 1 BD (in rare cases up to 3 BD) |
3.0% | 0.25 EUR | - | - |
In order to find out the total amount of the commission fee, add the Paysera system fee and the payment method fee.