Payment processing in Estonia
The commission fee consists of a commission fee charged by a bank or system and the Paysera commission fee.
Payment Initiation Service (PIS)
| Payment type | Description | Percentage | Minimum fee | Maximum fee | Fixed fee |
|---|---|---|---|---|---|
 Swedbank Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 30 min.*). | 0,00% | - | 0,00 EUR | - |
 SEB Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD**). |
0,00% | - | 0,00 EUR | - |
 Luminor Payment initiation service |
Payment is credited in 1 BD. |
0,00% | - | 0,00 EUR | - |
 Coop pank Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD**). |
0,00% | - | 0,00 EUR | - |
 LHV Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD**). |
0,00% | - | 0,00 EUR | - |
 Citadele Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD**). |
0,00% | - | 0,00 EUR | - |
 Revolut Payment initiation service |
Payment is credited in 3–5 min. (in rare cases up to 1 BD). |
0,00% | - | 0,00 EUR | - |
* If an automated PIS payment fails due to technical problems at Paysera or the selected bank, the payer will be provided with instructions to perform the payment.
** If an automated PIS payment fails due to technical problems at Paysera or the selected bank, the payer will be provided with instructions to perform the payment.
Since the payment will be performed between banks of different SEPA countries, it will be credited in 1 business day.
Bank Link Service and Other Payment Methods
| Payment type | Description | Percentage | Minimum fee | Maximum fee | Fixed fee |
|---|---|---|---|---|---|
 Paysera Bank Link service |
No payment reservation. The fee will be returned to the Paysera client as a cashback for the purchase. Payment is credited in 1 min. |
1,0% | - | 0,50 EUR | - |
SEB Bank Link service |
No payment reservation.
Payment is credited in 3–5 min. |
1,0% | 0,13 EUR | 3,20 EUR | - |
Other payment methods
| Payment type | Description | Percentage | Minimum fee | Maximum fee | Fixed fee |
|---|---|---|---|---|---|
 Indivy pay next month |
Payment reservation – 24 hours. Payment is credited in 1 hour. |
2,5 %% | - | - | - |
 Indivy pay in 3 parts |
Payment reservation – 24 hours. Payment is credited in 1 hour. |
2,5 %% | - | - | - |
 Inbank hire purchase |
Payment reservation – 24 hours. Payment is credited in 1 hour. |
-% | - | - | - |
In order to find out the total amount of the commission fee, add the Paysera system fee and the payment method fee.